When you fall behind on payments, scammers may show up fast calling, texting, or knocking on your door.
They sound friendly and claim they can “save your home” or “stop the sale immediately,” but their goal is usually to take your money or your house.
Knowing how to spot these scams can protect your home and keep you from losing thousands of dollars.
1. “Pay Us Upfront — We’ll Save Your Home.”
Scammers promise to stop your foreclosure if you pay a fee. Once you send money, they disappear or make things worse.
2. “Sign Your House Over — We’ll Handle It.”
They say they’ll work things out with your lender while the home stays in your name. But after you sign over the deed, they own it — and you’re left with the debt.
3. “We’re Working with the Bank or Government.”
Scammers often pretend to be from your lender, HUD, or a “federal program.” They use official-looking logos and phone numbers to trick you.
4. “We’ll Handle the Paperwork — Stop Talking to Your Bank.”
They tell you to avoid your lender while they “negotiate” for you. In reality, they want to keep you in the dark while deadlines pass.
5. “Guaranteed to Stop Foreclosure.”
No one can guarantee that. Scammers use this phrase to sound confident and rush you into paying fast.
Don’t pay upfront. Real foreclosure help doesn’t charge you first.
Only use licensed professionals. Check credentials for attorneys, lenders, and counselors.
Work through trusted channels. Call your lender, a HUD-approved counselor, or a verified title company.
Read before you sign. Don’t sign anything you don’t understand.
Watch out for pressure. Scammers push urgency; real help gives you time to decide
At ForeclosureRoadmap.com, we never charge upfront, take ownership, or make false promises. We simply show you clear, safe options that other homeowners have used to stop foreclosure, for free.

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